Student Resources
Student Resources
Trusted starting points for funding, banking, and insurance for students studying in the U.S.
CASA provides informational summaries only and does not provide financial advice or recommend specific products. Terms, eligibility, rates, and availability may change. Some outbound links may be tracked and CASA may receive a referral fee.
Availability varies by country, school, and organization.
Funding
Explore education financing options students commonly use for tuition and other school certified education costs with quick labels on eligibility and how each option works then confirm current details on the official website. Full terms.
MPOWER
Sallie Mae
Zolve
General Usage
- MPOWER Financing is the lender for its loans; eligibility, approval, and terms are determined by MPOWER and school participation/certification.
- Used by some students to finance eligible education costs up to the school-certified cost of attendance.
- Loans are school-certified and disbursed to the school first; any remaining eligible funds may be refunded to the student per school process.
What you may need
- A valid ID, proof of address, and either an admission letter (or current transcripts if you've completed at least one semester), plus your resume. Additional documents may be required based on your situation.
- Underwriting may consider factors such as your location, school, and program of study, along with your financial profile where applicable, to determine eligibility.
Eligibility
- Student level: Undergrad; graduate; postgraduate; select professional degrees (e.g., MS, DDS) at eligible schools.
- International students: Eligible (designed for international students), subject to school/program participation.
- U.S. citizens / permanent residents: Eligible; MPOWER also states it serves international students and certain non-traditional statuses (e.g., DACA, refugees, asylum seekers), subject to eligibility rules.
- Note: Eligibility requires attending a participating school (school partnership/certification applies).
Rates snapshot (APR ranges; subject to change)
- Fixed rates only: starting at 10.98% APR*
Cosigner
- Cosigner: Not permitted / not applicable (no-cosigner structure).
What it can cover
- May cover up to the school-certified cost of attendance (COA).
- For U.S. schools: COA may include tuition and eligible living expenses as defined by the school.
- Funds are disbursed to the school first; any remaining eligible amount may be refunded to you per school process.
Availability note: Eligibility varies by school participation/certification and individual underwriting. Visit Official Website
General Usage
- Sallie Mae is the lender for its loans; eligibility, approval, and terms are determined by Sallie Mae and school certification.
- Used by some students to finance eligible education costs up to the school-certified cost of attendance.
- Loans are school-certified and disbursed to the school first; any remaining eligible funds may be refunded to the student per school process.
What you may need
- School/program details and cost of attendance (confirmed by your financial aid office).
- Borrower + cosigner information (where required), plus identity and documentation details requested by the lender.
Eligibility
- Student level: Undergrad; Graduate; select professional programs (varies).
- International students: Eligible with a U.S. cosigner (no-cosigner option not available).
- U.S. citizens / permanent residents: Eligible.
- Note: Approval can vary based on state-level requirements and school participation/certification.
Rates snapshot (APR ranges; subject to change)
- Undergrad Fixed: 2.89%–17.49% APR*
- Undergrad Variable: 3.75%–16.37% APR*
- Graduate Fixed: 2.89%–17.64% APR*
- Graduate Variable: 3.75%–16.62% APR*
Cosigner
- International students: A U.S. cosigner is required.
- U.S. citizens / PR: A cosigner may not be required for every applicant; approval and terms are based on the borrower profile and underwriting.
- Cosigner release: A borrower may be able to apply after graduating/completing a certificate program and meeting credit requirements, typically by completing 12 on-time principal + interest payments (or an equivalent lump-sum option). Conditions apply, confirm with the provider.
What it can cover
- May cover up to 100% of the school-certified cost of attendance (COA), which can include tuition and other education-related expenses as defined by your school.
- Funds are disbursed to the school first; any remaining eligible amount may be refunded to you per school process.
Availability note: Eligibility varies by school participation/certification and individual underwriting. Visit Official Website
General Usage
- Used by some Indian citizen students to explore education loan options through partner lenders. Zolve is not the lender; applications are routed to partner lenders and final approval and terms are set by the lender.
What you may need
- You may be asked for identity and basic profile documentation plus school and program information and additional documents required by the partner lender.
Eligibility
- Eligibility depends on the partner lender and participating school or program and is presented for Indian citizens.
- Some education loan options may require a co-borrower who earns in India while other options may not, and the exact requirement is confirmed during the application flow based on the specific lender and loan product.
Rates snapshot (APR ranges; subject to change)
- Rates fees and repayment terms vary by partner lender and borrower profile and are confirmed during the lender's review and approval process.
Cosigner
- Co-borrower requirements vary by partner lender and loan product and are confirmed during the application and underwriting process.
What it can cover
- Coverage depends on the partner lender and your approved loan terms and may align to school and program costs where applicable; confirm tuition versus living expense coverage in the lender terms during application.
Availability note: Eligibility varies by participating school or program, partner lender criteria, and individual underwriting. Visit Official Website
Banking & Credit Cards
Insurance Essentials
Important Information and Disclosures
Section 1: General Disclosure (loans / funding / banking / credit / insurance):
Information on this page is provided for general educational purposes only and is not legal, financial, or tax advice. CASA is not a lender, bank, insurer, broker, or law firm and does not make credit or coverage decisions or guarantee approvals, rates, or outcomes. Eligibility, pricing, and terms are set by each provider and may vary by country, state, and individual profile.
Relationships: CASA may have referral, affiliate, or marketing relationships with third-party providers and may receive compensation when you click through, apply, or obtain a product or service. You are not required to use any provider listed and should compare options to determine what is best for you. Third-party offerings are provided as is and are governed by the provider's terms and policies.
Sallie Mae Disclosures
Borrow responsibly We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college.
Evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank. CASA is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan
customers. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here
[links to partner landing page] for additional eligibility information about each product. 1 Although we do not charge a penalty or fee if you prepay
your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to
Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT
NOTICE. ©[2025 – 2026] Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks
or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM
Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.